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DH and I discussed it. Essentially, if you bank it for yourself, it's really expensive and who knows if it will still be good if you need it (and the chances it will be needed are really really low).
We agreed that it would make sense if there was some disease that runs in our family which the cord blood could help. Since there isn't, we'll donate.
I would look at your family and see if there are any diseases/issues that cord blood can really help to see if you even have a chance of using it. It's like $1500 to collect from the cord blood bank, at least $100 a year to store, and my doctor charges $250 to do it as well.
If you think you at all might need it, do it. If the possibility is slim, then I wouldn't because it's just so expensive. However, it's a personal decision and you should think about it because you only get one chance. I also have heard that different ethnic groups have harder times finding matches in the general registry than others.
If your hospital has donations that might be something to consider as well (it's usually free). Mine does not do donations yet, but I know other hospitals in my area do. It can save someones life and you should do it if you can.
We will not be doing this. The cost-benefit analysis does not make sense for people who have little to no risk factors for the rare conditions that cord blood could help with. Plus there is no guarantee that the banked blood will be useable in the event it's actually needed. I put this product in the same category as life insurance for children - one that preys on the fears of new parents.
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