We had our first doctor's visit today. Everything went well (basically it was blood work and background information since this is our first pregnancy). The nurse in charge of our chart told us that insurance companies are starting to get grumpy about having "nonessential" procedures done. This includes ultrasounds for low-risk pregnancies. So, if we want to find out what we are having, the cost will have to come out of our own pocket! Has anyone else run into this?