I have always dreamed about being a SAHM when I had children. My husband and I are married over 4 years. We both work full time and we have been trying for a baby for over a year. My husbad works really hard but doesn't bring home enough to support us. If we use our savings and HELOC to pay for home owners insurance, property taxes, car insurance then I could stay at home for a year or two. This would be a very tight budget still. Any of you SAHM's giving up a lot to stay with your baby?