Third-Party Reproduction

ideas to Maximize flex spending account

hello, ladies-
I am seeking creative uses of FSA money. My IVF treatment isn't covered but I want to make sure I am not overlooking other benefits. any thoughts will be appreciated!

TIA

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Re: ideas to Maximize flex spending account

  • YES! Great call, Rumbera-


    My heart is as open as the sky.
    Read about it on the blog

    Image and video hosting by TinyPic



    2 Corinthians 12:9 But he said to me, "My grace is sufficient for you, for my power is made perfect in weakness." Therefore I will boast all the more gladly about my weaknesses, so that Christ's power may rest on me.


    Follow Me on Pinterest
    BabyFruit Ticker
  • I use it to cover any travel, meds, co-pays, etc. I also use it to cover other medical expenses outside of fertility treatment.

    image

    SAIF Always Welcome
    TTC #1 since Fall 2008
    High FSH, Sertoli Cell Only Syndrome
    Unsuccessful with my OE, moving to DE + DS
    DE + DS IVF #1: Dec 2012 - BFP, nothing at first u/s 
    DE + DS IVF #2: 3/14/13 - c/p
    DE + DS IVF #3: 7/12/13 - BFP! Finally! No heartbeat at 7w1d.
    DE + DS IVF #4: 5/16/14 - BFN
    DE + DS IVF #5: 9/3/14 - BFP at 5.5dp5dt, Beta 1 @ 9dp5dt: 438; hb of 133 at 6w5d, no hb at 7w1d
    DE + DS IVF #6: 3/3/15 - BFN on HPTs through 7dp5dt, Beta 1 @ 8dp5dt: 19, Beta 2 @ 10dp5dt: 76, nothing at u/s

    You miss 100% of the shots you don't take - Wayne Gretzky 
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  • Are you sure fertility treatment isn't covered? I would look into that. I think what is covered is specified by the IRS rather than an employer for an FSA. I just ran embryo storage fees ( need to be temporary, not recurring) and cyropreservation costs successfully through an fsa. Both my husband and I have FSAs and only his insurance covers IVF. Both FSAS, however, reimbursed fertility costs. Accupuncture was covered, too. One FSA requires a bit more medical documentation than the other.

    image
    DOR and AMA
    2/12-5/12: 4 IUI cycles = all BFN;
    7/12: DE IVF # 1 (with ICSI)- 20R, 16M, 14F, 5DT of 2 blasts; 6 frosties = BFN;
    Lupus anticoagulant initially high, then found to be normal on hematology consult;
    Follow up testing in September all clear;
    Started synthroid for "high normal" TSH;
    FET # 1- late October 2012- BFP on FRER; beta # 1- 21(low), beta # 2- 48 (still low), beta # 3- 132, beta # 4- 1,293; beta # 5- 5,606; last beta- over 100,000. First u/s 11/21- heard heartbeat
    12/12- Officially an OB patient!
    Level 2 ultrasound at 20 weeks shows vasa previa and VCI
    Referral to MFM and mandatory c section for delivery
    Beautiful baby girl born at 34 weeks
    Finally home after 15 day NICU stay!
    Trying for sibling: FET # 2- May 2014; beta 5/31, BFN
    FET #3, early July 2014; beta 7/14, BFN
    DE IVF # 2- August 2014; 14R, 13M, 11F, 5dt of 2 blasts (3 AA), 5 frosties = BFN
    FET #4- December 2014, yet another BFN

    Dr. KK work up shows borderline uterine blood flow, elevated NK cells, and MTHFR mutation (homozygous for c677t)

    Added baby aspirin, prednisone, supplements, Metanx, and intralipids

    Switched to large clinic for final attempt; had endometrial receptivity testing in January; FET March 2015 = yet another BFN

    Likely OAD- NBC

  • Check out IRS publication number 502, under fertility enhancement. There is also a listing of hundreds of other items there that the IRS would consider as qualifying expenses. GL!

    image
    DOR and AMA
    2/12-5/12: 4 IUI cycles = all BFN;
    7/12: DE IVF # 1 (with ICSI)- 20R, 16M, 14F, 5DT of 2 blasts; 6 frosties = BFN;
    Lupus anticoagulant initially high, then found to be normal on hematology consult;
    Follow up testing in September all clear;
    Started synthroid for "high normal" TSH;
    FET # 1- late October 2012- BFP on FRER; beta # 1- 21(low), beta # 2- 48 (still low), beta # 3- 132, beta # 4- 1,293; beta # 5- 5,606; last beta- over 100,000. First u/s 11/21- heard heartbeat
    12/12- Officially an OB patient!
    Level 2 ultrasound at 20 weeks shows vasa previa and VCI
    Referral to MFM and mandatory c section for delivery
    Beautiful baby girl born at 34 weeks
    Finally home after 15 day NICU stay!
    Trying for sibling: FET # 2- May 2014; beta 5/31, BFN
    FET #3, early July 2014; beta 7/14, BFN
    DE IVF # 2- August 2014; 14R, 13M, 11F, 5dt of 2 blasts (3 AA), 5 frosties = BFN
    FET #4- December 2014, yet another BFN

    Dr. KK work up shows borderline uterine blood flow, elevated NK cells, and MTHFR mutation (homozygous for c677t)

    Added baby aspirin, prednisone, supplements, Metanx, and intralipids

    Switched to large clinic for final attempt; had endometrial receptivity testing in January; FET March 2015 = yet another BFN

    Likely OAD- NBC

  • Thanks . great tips!

    My heart is as open as the sky.
    Read about it on the blog

    Image and video hosting by TinyPic



    2 Corinthians 12:9 But he said to me, "My grace is sufficient for you, for my power is made perfect in weakness." Therefore I will boast all the more gladly about my weaknesses, so that Christ's power may rest on me.


    Follow Me on Pinterest
    BabyFruit Ticker
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